Mexico has long been a favorite destination for expats, digital nomads, and retirees thanks to its affordable cost of living, warm climate, and rich culture. With diverse landscapes ranging from beaches to colonial cities and vibrant metropolises, Mexico offers something for everyone.
Digital nomads flock to Mexico City and Playa del Carmen for their fast internet and co-working spaces, while retirees prefer San Miguel de Allende and Lake Chapala for their mild climate and expat-friendly communities. Those seeking a beach lifestyle often choose Tulum, Puerto Vallarta, or Los Cabos, while Merida and Oaxaca provide a mix of affordability and rich cultural heritage.
How to Be a Digital Nomad, Expat, or Retire in Mexico from the USA, Canada, and Western Countries
1. Visa Options
- Temporary Resident Visa: Allows individuals to stay in Mexico for more than six months and up to four years. Applicants must show proof of:
- Monthly Income: ~$4,185 USD over the last six months
- Savings/Investments: ~$69,750 USD over the last 12 months
These amounts vary by consulate and are based on the Mexican minimum wage.
- Permanent Resident Visa: Ideal for retirees or those seeking long-term residence. To qualify, you generally need:
- Monthly Income: ~$7,300 USD over the last six months
- Savings/Investments: ~$280,000 USD over the last 12 months
- Tourist Visa: U.S., Canadian, and most Western country citizens can stay in Mexico for up to 180 days visa-free. However, this does not allow for employment or long-term residence.
2. Cost of Living
Mexico offers a wide range of living costs, depending on the location. A couple can comfortably live on $1,800–$3,500 per month. Beach towns and tourist areas tend to be more expensive, while smaller cities and inland towns offer a lower cost of living.
3. Healthcare
Mexico has a high-quality and affordable healthcare system. Expats can choose from:
- IMSS (Public Healthcare): Available to legal residents for a low-cost monthly fee.
- Private Healthcare: World-class hospitals and private insurance options with lower costs than in the U.S.
4. Internet & Work Infrastructure
Internet speeds are reliable in major cities and digital nomad hotspots. Many expat-friendly locations offer coworking spaces, cafes with good Wi-Fi, and strong remote work infrastructure.
5. Best Places to Live
- For Digital Nomads: Mexico City, Playa del Carmen, Tulum
- For Expats/Retirees: Mérida, San Miguel de Allende, Ajijic (Lake Chapala), Puerto Vallarta
6. Things to Keep in Mind
- Learn basic Spanish—it makes daily life easier.
- Adjust to the slower “mañana” culture.
- Visit before making a permanent move.
- Research neighborhoods and safety before settling in.
This list highlights the top 10 best places to live in Mexico based on lifestyle, affordability, safety, and expat communities.
1. Mexico City – Best for Digital Nomads & Urban Life
🌟 Why? A thriving metropolis with a booming tech scene, endless cultural activities, and incredible food.
💰 Cost of Living: Moderate, with housing options for all budgets.
🏙️ Lifestyle: Cosmopolitan, vibrant nightlife, and a mix of modern and historic charm.
2. Playa del Carmen – Best for Beach-Loving Digital Nomads
🌟 Why? Fast-growing remote work hub with coworking spaces and an international community.
💰 Cost of Living: Higher than inland cities but affordable compared to Western countries.
🌊 Lifestyle: Beachfront cafes, diving, and a relaxed Caribbean vibe.
3. Puerto Vallarta – Best for Expats & Beach Lovers
🌟 Why? One of Mexico’s safest and most welcoming beach cities.
💰 Cost of Living: Moderate, with reasonable rent and affordable dining.
🌴 Lifestyle: Stunning beaches, nightlife, and year-round warm weather.
4. Mérida – Best for Safety & Colonial Charm
🌟 Why? One of the safest cities in Mexico, with a rich Mayan and Spanish history.
💰 Cost of Living: Low, with affordable rent and high-quality healthcare.
🌞 Lifestyle: Warm climate, cultural events, and a relaxed pace of life.
5. San Miguel de Allende – Best for Retirees & Art Lovers
🌟 Why? A UNESCO-listed colonial town with a large expat community and stunning architecture.
💰 Cost of Living: Moderate to high, but great quality of life.
🎨 Lifestyle: Art galleries, live music, and cultural festivals.
6. Tulum – Best for Eco-Conscious Expats & Entrepreneurs
🌟 Why? Booming as a luxury and wellness destination with an eco-friendly focus.
💰 Cost of Living: High, but great for digital nomads and investors.
🌿 Lifestyle: Yoga retreats, cenotes, and sustainable living.
7. Lake Chapala (Ajijic) – Best for Retirees & Tranquil Living
🌟 Why? One of the largest expat retiree communities in Mexico, with a mild climate.
💰 Cost of Living: Low, with affordable housing and healthcare.
⛰️ Lifestyle: Laid-back, surrounded by lakes and mountains, with a strong community feel.
8. Oaxaca – Best for Culture & Food Lovers
🌟 Why? A deeply traditional city known for its cuisine, art, and indigenous culture.
💰 Cost of Living: Low, making it an affordable option for long-term living.
🌽 Lifestyle: Authentic Mexican experience, markets, and festivals.
9. Los Cabos – Best for Beachfront Living & Luxury
🌟 Why? A stunning coastal destination offering a mix of luxury, outdoor adventure, and vibrant expat communities.
💰 Cost of Living: Higher than other parts of Mexico, but varies depending on lifestyle.
🎶 Lifestyle: Beautiful beaches, world-class resorts, golfing, fishing, and a thriving food scene.
10. Querétaro – Best for Safety & Family Living
🌟 Why? One of Mexico’s fastest-growing and safest cities with excellent infrastructure.
💰 Cost of Living: Mid-range, but great value for families and professionals.
🏡 Lifestyle: Clean, well-planned, and ideal for families and entrepreneurs.
Summary
Mexico offers a diverse range of destinations for expats, whether you’re looking for city life, beach towns, or quiet colonial charm. Mexico City and Tulum are great for digital nomads, Playa del Carmen and Puerto Vallarta offer coastal paradise, and San Miguel de Allende and Lake Chapala are top choices for retirees. Mérida and Querétaro provide safe, family-friendly environments, while Tulum and Oaxaca appeal to eco-conscious and culture-loving expats. No matter your lifestyle, Mexico has a place that feels like home.
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. While we strive for accuracy, information may change over time. Always consult with local experts, legal professionals, and financial advisors before making decisions related to moving to or living in Mexico.