Costa Rica is one of the most sought-after destinations for expats, digital nomads, and retirees, thanks to its stable economy, high quality of life, and natural beauty. With affordable healthcare, warm weather year-round, and welcoming locals (Ticos), Costa Rica offers a relaxed lifestyle in paradise.
Digital nomads love Tamarindo and Santa Teresa for their beachside work-life balance, while retirees flock to Atenas and Grecia for their cooler climates and strong expat communities. La Fortuna offers a balance of adventure and tranquility, while Nosara and Puerto Viejo appeal to eco-conscious expats and surfers.
How to Be a Digital Nomad, Expat, or Retire in Costa Rica from the USA, Canada, and Western Countries
1. Visa Options
- Digital Nomad Visa: Allows remote workers to stay for up to one year (renewable for a second year). Applicants must show proof of a $3,000 monthly income or $4,000 for families.
- Pensionado (Retirement) Visa: Requires proof of at least $1,000 monthly pension income.
- Rentista Visa: For those without a fixed pension but with proof of $2,500 monthly income for at least two years or a $60,000 deposit in a Costa Rican bank.
- Investor (Inversionista) Visa: For individuals who invest at least $150,000 USD in Costa Rica (typically in real estate, a business, or an approved project). Important note: the investment must be made in the name of an individual, not a corporation or trust, in order to qualify for the investor residency. This visa is renewable and may lead to permanent residency.
2. Cost of Living
Costa Rica offers a more affordable lifestyle compared to North America and Western Europe, though costs vary by location. Beach towns and tourist hubs are more expensive, while smaller towns and rural areas are more budget-friendly. A couple can comfortably live on $2,500–$3,500 per month.
3. Healthcare
Costa Rica has one of the best healthcare systems in Latin America. Expats can join the public healthcare system (Caja) or use private hospitals, which are high-quality and affordable.
4. Internet & Work Infrastructure
Internet connectivity is strong in major cities and popular expat areas. Many coworking spaces, cafés, and hotels cater to remote workers.
5. Best Places to Live
- For Digital Nomads: Santa Teresa, Tamarindo, and Escazú,
- For Expats/Retirees: Atenas, Grecia, Playas Del Coco, and areas near Arenal Volcano and La Fortuna
6. Things to Keep in Mind
- Learn basic Spanish — it makes daily life much easier.
- Be patient with the slower “pura vida” pace.
- Visit first before making a permanent move.
This list highlights the top 10 best places to live in Costa Rica, considering affordability, lifestyle, safety, and expat communities.
1. La Fortuna – Best for Nature Lovers & Adventure Seekers
🌟 Why? Nestled near the stunning Arenal Volcano, offering hot springs, waterfalls, and outdoor activities.
💰 Cost of Living: Moderate, with a range of affordable to luxury housing.
🌋 Lifestyle: Eco-tourism, wellness retreats, and adventure sports.
2. Escazú – Best for Luxury & Expats Seeking Modern Comforts
🌟 Why? A wealthy suburb of San José with upscale living and a strong expat presence.
💰 Cost of Living: Higher, but offers high-quality amenities.
🛍️ Lifestyle: Shopping malls, international schools, and gourmet restaurants.
3. Atenas – Best for Retirees & Perfect Climate
🌟 Why? Known for having one of the best climates in the world and a laid-back lifestyle.
💰 Cost of Living: Moderate, with affordable housing and low utility costs.
🌿 Lifestyle: Peaceful, scenic, and close to San José.
4. Grecia – Best for Budget-Friendly Retirement
🌟 Why? A charming town with a strong expat community and lower living costs.
💰 Cost of Living: Low, with affordable housing and fresh local markets.
⛰️ Lifestyle: Quiet, friendly, and close to mountains.
5. Tamarindo – Best for Digital Nomads & Surfing Lifestyle
🌟 Why? A top digital nomad hotspot with great internet and a beach-town vibe.
💰 Cost of Living: Higher than inland cities but still affordable.
🌊 Lifestyle: Surfing, coworking spaces, and a vibrant social scene.
6. Santa Teresa – Best for Remote Work & Wellness Seekers
🌟 Why? A hidden gem for digital nomads, known for its laid-back energy and yoga culture.
💰 Cost of Living: Moderate, with growing expat communities.
🧘 Lifestyle: Surfing, yoga retreats, and remote work-friendly.
7. Nosara – Best for Eco-Conscious Expats & Nature Lovers
🌟 Why? A sustainability-focused town with a strong yoga and wellness culture.
💰 Cost of Living: Higher, but offers a unique community experience.
🌿 Lifestyle: Organic markets, nature conservation, and stunning beaches.
8. Puerto Viejo – Best for Caribbean Vibes & Bohemian Lifestyle
🌟 Why? A laid-back beach town with Afro-Caribbean culture and reggae influences.
💰 Cost of Living: Moderate, with lower costs than the Pacific coast.
🌴 Lifestyle: Beachfront living, fresh seafood, and cycling-friendly.
9. Playas del Coco – Best for Beach Living & Convenience
🌟 Why? A beach town with easy access to Liberia International Airport and modern amenities.
💰 Cost of Living: Moderate, with a mix of budget and luxury housing.
🚤 Lifestyle: Boating, fishing, and social expat gatherings.
10. Dominical – Best for Adventure & Off-the-Beaten-Path Living
🌟 Why? A rugged surf town with waterfalls, hiking trails, and pristine beaches.
💰 Cost of Living: Moderate, with affordable rentals and fresh local produce.
🏄 Lifestyle: Outdoor adventures, wildlife, and tranquility.
Summary
Costa Rica is a dream destination for expats, offering a mix of mountain retreats, city comforts, and coastal paradises. La Fortuna is perfect for nature lovers, while Atenas and Grecia attract retirees with their mild climate and affordability. Tamarindo and Santa Teresa are prime spots for digital nomads, and Nosara and Puerto Viejo cater to those seeking a relaxed, eco-conscious lifestyle. Whether you’re looking for luxury, adventure, or a quiet escape, Costa Rica has an ideal place for every expat.
Additional information about Costa Rica:
Costa Rica’s Top Caribbean Beaches
Top Outdoor Activities in Costa Rica
Best Time to Visit Costa Rica – A Seasonal Guide
Disclaimer:
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. While we strive for accuracy, information may change over time. Always consult with local experts, legal professionals, and financial advisors before making decisions related to moving to or living in Costa Rica.