Ultimate Guide to Living in La Fortuna, Costa Rica as an Expat
La Fortuna, Costa Rica, is a dream destination for expats seeking a life immersed in nature, adventure, and the renowned “Pura Vida” lifestyle. Nestled at the base of the iconic Arenal Volcano, this lush paradise offers an unmatched combination of affordability, outdoor activities, and a welcoming expat community. Whether you’re considering a permanent move or an extended stay, this guide will walk you through everything you need to know—including expert tips, top accommodations, and must-do activities.
Here’s a pros and cons list for living in La Fortuna, Costa Rica as an expat, based on general insights about the area:
Pros:
- Natural Beauty: La Fortuna is near Arenal Volcano and surrounded by rainforests, hot springs, and waterfalls (like La Fortuna Waterfall), offering stunning scenery and outdoor activities.
- Affordable Cost of Living: Compared to many Western countries, housing, food, and services are relatively inexpensive, especially if you live like a local.
- Mild Climate: The area has a tropical climate with warm temperatures year-round (typically 70-85°F or 21-29°C), though it can get humid.
- Relaxed Lifestyle: The “pura vida” culture promotes a laid-back, stress-free way of living, appealing to those seeking a slower pace.
- Expat Community: There’s a growing number of expats, making it easier to find English speakers and build a social network.
- Access to Nature: Hiking, zip-lining, birdwatching, and hot springs are right at your doorstep, perfect for adventure lovers.
Cons:
- Limited Infrastructure: Roads can be rough (especially in rural areas), and public services like healthcare or internet might not match urban standards.
- Tourist Crowds: As a popular destination, La Fortuna can feel overrun with visitors, especially during peak seasons, driving up some prices.
- Language Barrier: While tourism means some English is spoken, Spanish is essential for daily life and deeper integration, which could be a challenge if you’re not fluent.
- Rainy Season: From May to November, heavy rains can disrupt plans, cause muddy conditions, and limit outdoor activities.
- Distance from Urban Centers: It’s about 2.5-3 hours from San José, so access to bigger cities, specialized healthcare, or international airports requires planning.
- Humidity and Bugs: The tropical environment brings high humidity, mosquitoes, and other insects, which might take adjustment.
How to Research Moving to La Fortuna
Before making any major life decision, thorough research is essential—especially when moving to a new country. La Fortuna may seem like paradise, but it’s crucial to visit before committing to a permanent move. Spend at least a couple of weeks experiencing life here firsthand to ensure it aligns with your expectations.
Where to Stay When Researching the Area
Choosing the right accommodation during your research visit is key to getting a feel for daily life in La Fortuna. Consider staying in a mix of locations to experience different aspects of the town.
- Luxury Stay: The Springs Resort and Spa at Arenal – A world-class resort offering top-tier amenities.
- Mid-Range Comfort: Hotel El Silencio del Campo – A perfect mix of comfort and affordability.
- Budget-Friendly: Apartamentos La Casona – A great spot for digital nomads and backpackers.
- Authentic Experience: Hotel Heliconias Nature Inn & Hot Springs– Stay in a locally owned eco-lodge for a true taste of Costa Rica.
Things to Do When Researching the Area
To truly understand what living in La Fortuna is like, take part in local activities beyond the tourist attractions.
- Explore the Town: Walk around downtown La Fortuna, visit the central park, and try local eateries.
- Visit Local Markets: Get a sense of grocery prices and availability at the farmer’s market.
- Meet Expats & Locals: Join expat groups or attend community events to hear firsthand experiences.
- Test Transportation: Use public buses, taxis, and rental scooters to evaluate how easy it is to get around.
- Try Essential Services: Visit clinics, pharmacies, and banks to see what resources are available for everyday living.
- Experience Popular Activities: Sign up for excursions to see how tourism plays a role in the local economy and expat lifestyle.
Top Activities in La Fortuna
La Fortuna is a paradise for outdoor lovers and adventure seekers. Whether you’re visiting to research the area or planning to move, these must-do activities will help you experience the best of what the region has to offer.
- Arenal Volcano National Park: Hike scenic trails and witness breathtaking views of the volcano. Book a tour.
- La Fortuna Waterfall: Swim in the refreshing waters of this iconic 200-ft waterfall. Reserve your entrance ticket.
- Hot Springs Experience: Relax in world-famous natural hot springs at Tabacón, Baldi, or EcoTermales. Book your hot springs visit.
- Arenal Hanging Bridges: Walk among the treetops and see Costa Rica’s incredible biodiversity. Secure your spot.
- White Water Rafting: Take on thrilling rapids on the Balsa or Sarapiquí Rivers. Sign up for an adventure.
- Wildlife Tours: Explore the rich biodiversity through a guided night walk or sloth-watching tour. Book your wildlife tour.
- Lake Arenal Activities: Enjoy kayaking, paddleboarding, or a scenic boat tour on the largest lake in Costa Rica. Plan your lake adventure.
- Zip Lining & Canyoning: Get your adrenaline pumping with world-class zip lines and waterfall rappelling. Reserve your spot.
Click the links above to book your activities and make the most of your La Fortuna experience!
Banking & Finances
Opening a Bank Account
Costa Rica has several banks, including Banco Nacional, Banco de Costa Rica, and BAC Credomatic. To open a local bank account, most banks require residency, but some allow expats with just a passport and proof of income.
Managing Money Internationally
Many expats rely on U.S. or international bank accounts and use ATMs to withdraw colones or dollars. Some of the best international banks for expats include Wise (formerly TransferWise), Charles Schwab, and Capital One, which reimburse ATM fees.
Currency & Exchange Rates
Costa Rica’s currency is the Costa Rican colón (CRC), but U.S. dollars are widely accepted, especially in tourist areas. It’s best to exchange money at banks rather than at airports to get better rates.
Cost of Living Budget
- Rent: $500–$1,500/month (varies by location and amenities)
- Groceries: $300–$600/month
- Utilities (Electricity, Water, Internet): $50–$150/month
- Transportation (Local Bus & Gas): $50–$200/month
- Healthcare (Private Insurance or Caja): $75–$300/month
Final Thoughts
La Fortuna offers an unparalleled expat experience, combining adventure, tranquility, and a strong sense of community. However, before making the leap, visiting is absolutely essential. Spend time exploring the town, testing out day-to-day life, and speaking with other expats. This will help you determine whether La Fortuna truly fits your long-term vision.
Start Your Journey Today!
Click the affiliate links above to book your stay, plan activities, and take the first step toward your new life in La Fortuna, Costa Rica!
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. While we strive for accuracy, information may change over time. Always consult with local experts, legal professionals, and financial advisors before making decisions related to moving to or living in Costa Rica.