Playas del Coco, Costa Rica, is one of the most popular expat destinations in Guanacaste, known for its vibrant beach town atmosphere, stunning Pacific coastline, and relaxed lifestyle. With a mix of modern amenities, strong expat communities, and endless outdoor activities, Playas del Coco offers an ideal balance between convenience and adventure. Whether you’re considering relocating permanently or exploring the area for an extended stay, this guide covers everything you need to know—including expert insights, top accommodations, and must-do activities.
Here’s a pros and cons list for living in Playas del Coco, Costa Rica as an expat, based on general insights about the area:
Pros:
- Beach Lifestyle: Located on the Pacific coast in Guanacaste, Playas del Coco offers beautiful beaches, perfect for swimming, fishing, or simply relaxing by the ocean.
- Expat-Friendly: It has a well-established expat community, especially from North America, making it easier to find English speakers and settle in.
- Dry Climate: Compared to La Fortuna, Playas del Coco enjoys a drier tropical climate, with a distinct dry season (December to April) that’s sunny and less humid.
- Proximity to Amenities: It’s only about 30-40 minutes from Liberia’s international airport (LIR), plus there are nearby supermarkets, restaurants, and basic healthcare options.
- Water Activities: Snorkeling, scuba diving (nearby Catalina Islands), sport fishing, and boating are popular, ideal for ocean enthusiasts.
- Affordable Living: While more touristy than some areas, it’s still cheaper than many coastal towns in the U.S. or Canada, especially for housing and local food.
- Social Scene: The town has a lively vibe with bars, restaurants, and events, offering a good mix of relaxation and nightlife.
Cons:
- Tourist Inflation: Prices for goods, dining, and housing can be higher than in less touristy parts of Costa Rica due to its popularity with visitors and expats.
- Development Sprawl: The town has grown rapidly, leading to some over-commercialization, traffic, and a less “authentic” feel compared to quieter areas.
- Heat and Dryness: The dry season can get very hot (90°F+/32°C+), and the lack of rain can make the landscape dusty and less lush.
- Rainy Season Downsides: From May to November, heavy rains can make roads muddy and flood-prone, limiting beach time and outdoor plans.
- Crowds and Noise: The influx of tourists, especially during high season, can bring noise and congestion, disrupting the peaceful vibe some expats seek.
How to Research Moving to Playas del Coco
Before making a major move, it’s essential to do thorough research and visit Playas del Coco for at least a couple of weeks to experience the lifestyle firsthand.
Where to Stay When Researching the Area
Choosing the right accommodations will help you get a true sense of what living in Playas del Coco is like. Consider staying in different locations to explore the town’s variety of neighborhoods.
- Luxury Stay: Four Seasons Resort Peninsula Papagayo – A high-end beachfront resort with top-tier amenities.
- Mid-Range Comfort: Hotel Villa Del Sol – A boutique eco-friendly hotel offering great value.
- Budget-Friendly: Green Life Condo – An affordable and social option for budget-conscious travelers.
- Vacation Rentals: Near the Beach Condo – Experience daily life in a private rental.
Things to Do When Researching the Area
- Explore Downtown Coco: Visit local shops, restaurants, and markets to understand the cost of living.
- Test Transportation: Try walking, biking, renting a golf cart, or using taxis to assess daily mobility options.
- Meet Other Expats: Join social events at local bars, beach clubs, or expat meetups.
- Visit Grocery Stores & Markets: Compare prices and availability of local and imported goods.
- Try Local Services: Visit banks, clinics, and pharmacies to assess essential services.
- Experience Daily Life: Walk the beach at sunrise, visit a gym, or grab coffee at a local café to get a feel for the routine.
Top Activities in Playas del Coco
Playas del Coco offers a wealth of outdoor adventures and leisure activities. Whether you’re here short-term or considering a long-term stay, experiencing these activities will give you a taste of life in the area.
- Snorkeling & Scuba Diving: Explore the rich marine life at the Catalina Islands. Book a dive tour.
- Deep-Sea Fishing: Catch marlin, sailfish, and tuna in world-class fishing waters. Reserve a fishing charter.
- Catamaran Sunset Cruise: Sail the Pacific and enjoy breathtaking sunsets. Book your cruise.
- Beach Hopping: Visit nearby beaches like Playa Hermosa, Ocotal, and Playa Panama.
- ATV Adventures: Ride through jungle trails and scenic coastal landscapes. Reserve an ATV tour.
- National Park Excursions: Take a day trip to Rincon de la Vieja or Palo Verde National Park. Book your adventure.
- Nightlife & Entertainment: Experience Coco’s vibrant bars, and live music scene.
Click the links above to book your activities and start exploring Playas del Coco today!
Banking & Finances
Opening a Bank Account
Costa Rica has several banking options, including Banco Nacional, Banco de Costa Rica, and BAC Credomatic. Some banks allow expats to open accounts with just a passport, while others require residency.
Managing Money Internationally
Many expats continue using their international bank accounts and withdraw cash from ATMs. Some of the best banking options for expats include Wise (formerly TransferWise), Charles Schwab, Capital One, and Discover, which offer low international fees and ATM reimbursements.
Currency & Exchange Rates
Costa Rica’s currency is the Costa Rican colón (CRC), but U.S. dollars are widely accepted in Playas del Coco. For the best exchange rates, avoid airport currency exchanges and use local banks instead.
Cost of Living Budget
- Rent: $600–$2,000/month (varies by location and amenities)
- Groceries: $300–$700/month
- Utilities (Electricity, Water, Internet): $75–$200/month
- Transportation (Golf Cart, Bus, or Car Rental): $50–$250/month
- Healthcare (Private Insurance or Caja): $100–$400/month
Final Thoughts
Playas del Coco provides an attractive lifestyle for expats, combining beautiful beaches, modern conveniences, and an active social scene. However, it’s crucial to visit before committing to a permanent move. Spend time exploring the area, meeting locals, and testing day-to-day life to ensure it’s the right fit for you.
Start Your Journey Today!
Click the affiliate links above to book your stay, plan activities, and take the first step toward your new life in Playas del Coco, Costa Rica!
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. While we strive for accuracy, information may change over time. Always consult with local experts, legal professionals, and financial advisors before making decisions related to moving to or living in Costa Rica.