Tulum, a chic coastal retreat on Mexico’s Yucatán Peninsula, is a magnet for expats seeking a blend of natural beauty, wellness culture, and a laid-back yet upscale lifestyle. Famous for its turquoise waters, Mayan ruins perched above the sea, and jungle-chic aesthetic, Tulum offers an affordable and adventurous expat experience. Whether you’re planning a permanent move or an extended stay, this guide will walk you through everything you need to know—complete with expert tips, accommodation recommendations, and must-do experiences.
Pros and Cons of Living in Tulum as an Expat
Pros:
- Stunning Beaches: White sand and clear Caribbean waters make it a tropical paradise.
- Eco-Friendly Vibe: A focus on sustainability, yoga, and wellness appeals to health-conscious expats.
- Affordable Living: Costs are lower than in many Western beach towns, especially outside the hotel zone.
- Expat Community: A growing mix of international residents fosters a diverse, English-speaking network.
- Warm Climate: Year-round warm weather (75-90°F or 24-32°C) suits beach lovers, with a dry season (November-April).
- Proximity to Nature: Cenotes, jungles, and ruins like Tulum and Cobá are easily accessible.
Cons:
- Tourist Overload: The hotel zone and beaches get crowded, especially during peak season (December-April), driving up some costs.
- Limited Infrastructure: Power outages, spotty internet, and unpaved roads can be common outside downtown.
- Hurricane Season: June to November brings rain, humidity, and potential storms, requiring preparedness.
- Language Barrier: English is widespread in tourist areas, but Spanish is key for daily life beyond the main strip.
- Rising Prices: Tulum’s popularity has spiked real estate and rental costs, especially near the beach.
- Heat and Bugs: Tropical conditions mean intense heat, mosquitoes, and humidity, which may take adjustment.
How to Research Moving to Tulum
Before relocating, visit Tulum for at least a couple of weeks to explore its distinct areas. The beach zone is luxurious and touristy, downtown (Tulum Pueblo) is more affordable and local, and Aldea Zama offers a modern middle ground. This will help you decide if Tulum’s boho-chic lifestyle fits your long-term plans.
Where to Stay When Researching the Area
Your accommodation choice during a research trip can shape your impression of Tulum. Here are some options:
- Luxury Stay: The Secret Garden – Luxury aparthotel with spa services and an outdoor pool.
- Mid-Range Comfort: Hotel Bardo – A boutique hotel in Tulum Pueblo blending jungle vibes and modern amenities.
- Budget-Friendly: Mimosa Tulum Hotel & Hostel – Affordable lodging with a social vibe, ideal for digital nomads.
- Authentic Experience: Tulum Private Villa – A 3 bedroom home located in the Tulum Heaven section, 3 minutes from downtown Tulum, where you can find restaurants that serve all tastes along with stores and souvenir shops. It is only a 15-18 minute drive without traffic away from the most attractive beaches in Tulum. .
Things to Do When Researching the Area
To get a sense of daily life in Tulum, go beyond the tourist hotspots:
- Explore Areas: Visit the beach zone, Tulum Pueblo, and quieter spots like La Veleta or Aldea Zama.
- Shop Locally: Check out local markets or small grocery stores in Tulum Pueblo for prices and availability.
- Meet Expats & Locals: Join expat groups (e.g., “Tulum Expats” on Facebook) or attend a yoga class.
- Test Transportation: Bike around, take colectivos (shared vans), or try taxis to assess mobility.
- Check Services: Visit clinics, pharmacies, and coworking spaces to evaluate essentials.
- Experience the Vibe: Dine at local taquerías, relax at a beach club, and attend a jungle party.
Top Activities in Tulum
Tulum is a playground for beachgoers and nature enthusiasts. These activities showcase its best offerings:
- Tulum Ruins: Explore this cliffside Mayan site with breathtaking ocean views. Book a guided tour.
- Cenote Swimming: Dive into crystal-clear cenotes like Gran Cenote or Cenote Calavera. Reserve a cenote trip.
- Sian Ka’an Biosphere: Discover mangroves, lagoons, and wildlife in this UNESCO reserve. Plan a boat tour.
- Beach Day: Relax or party at spots like Playa Paraíso or a chic beach club. Book a beach club pass.
- Cobá Ruins: Climb the Nohoch Mul pyramid at this jungle-set Mayan site, an hour away. Join a tour.
- Yoga & Wellness: Take a yoga class or spa day at a boutique studio. Book a session.
- Kite Surfing: Ride the waves at Tulum’s windy beaches (best November-April). Reserve a lesson.
- Jungle Biking: Cycle through Tulum’s trails or along the beach road. Rent a bike.
Click the links above to book your activities and soak in Tulum’s bohemian charm!
Banking & Finances
Opening a Bank Account
Banks like Banorte, BBVA, and Santander have branches near Tulum. Expats typically need a residency visa (Residente Temporal or Permanente), passport, proof of address, and sometimes proof of income to open an account.
Managing Money Internationally
Many expats use international accounts and ATMs to withdraw pesos. Wise, Charles Schwab, and Capital One offer low-fee transfers and ATM reimbursements.
Currency & Exchange Rates
The Mexican peso (MXN) is the official currency, but U.S. dollars are widely accepted in tourist areas. Exchange money at banks or reputable casas de cambio for better rates than airports or hotels.
Cost of Living Budget
- Rent: $600–$2,000/month (varies by location—Pueblo vs. beach zone)
- Groceries: $250–$500/month
- Utilities (Electricity, Water, Internet): $50–$150/month
- Transportation (Colectivos, Taxis, Gas): $40–$150/month
- Healthcare (Private Insurance or IMSS): $50–$250/month
Final Thoughts
Tulum offers expats a dreamy, eco-conscious lifestyle with stunning natural surroundings and a vibrant community. Visiting beforehand is essential—explore its areas, test daily routines, and connect with other expats to ensure it aligns with your goals. From its boho beaches to its jungle allure, Tulum could be your tropical expat haven.
Start Your Journey Today!
Click the affiliate links above to book your stay, plan activities, and take the first step toward your new life in Tulum!
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. Information may change over time, so always consult local experts, legal professionals, and financial advisors before making decisions about moving to or living in Tulum.