Cartagena de Indias, a jewel on Colombia’s Caribbean coast, captivates expats with its colorful colonial architecture, warm climate, and laid-back coastal lifestyle. A UNESCO World Heritage site, this city blends rich history with modern tourism, offering affordability and a growing expat scene. Whether you’re planning a permanent move or an extended stay, this guide will walk you through everything you need to know—complete with expert tips, accommodation recommendations, and must-do experiences.
Pros and Cons of Living in Cartagena as an Expat:
Pros:
- Colonial Beauty: The walled Old Town and Getsemaní boast stunning architecture and vibrant street life.
- Tropical Climate: Warm weather year-round, averaging 80-90°F (27-32°C), perfect for beach lovers.
- Affordable Living: Lower costs than many Caribbean or U.S. coastal cities, especially outside tourist zones.
- Growing Expat Community: A mix of retirees, digital nomads, and entrepreneurs, particularly in Bocagrande.
- Beach Access: Proximity to Caribbean beaches and nearby islands like Rosario and Barú.
- Cultural Vibrancy: Festivals like Carnaval de Cartagena and a rich Afro-Caribbean heritage.
Cons:
- Heat and Humidity: Intense tropical conditions can be overwhelming, especially May-October.
- Tourist Crowds: The Old Town and beaches get packed, particularly during peak seasons (December-March).
- Higher Costs in Tourist Areas: Living near the historic center or Bocagrande is pricier than inland neighborhoods.
- Limited Public Transit: Buses exist, but most expats rely on taxis or walking in the compact city core.
- Language Barrier: Spanish dominates; English is mostly limited to tourist hotspots.
- Infrastructure Gaps: Power outages and inconsistent internet can occur outside upscale areas.
How to Research Moving to Cartagena
Before relocating, visit Cartagena for at least a couple of weeks to explore its neighborhoods. The Old Town (Centro Histórico) is touristy and charming, Getsemaní offers a bohemian vibe, and Manga or Castillogrande provide quieter, residential options. This will help you decide if its tropical, historic charm suits your long-term plans.
Where to Stay When Researching the Area
Your accommodation choice during a research trip can shape your impression of Cartagena. Here are some options:
- Luxury Stay: Sofitel Legend Santa Clara – A historic convent-turned-hotel in the Old Town with upscale amenities.
- Mid-Range Comfort: Hotel Capellan de Getsemani – A beautiful hotel with a full-service spa and free breakfast .
- Budget-Friendly: Viajero Hostel Cartagena – Affordable lodging in Getsemaní, ideal for digital nomads.
- Authentic Experience: Abel Boutique House in Manga – Stay in a residential neighborhood for a local, expat-friendly feel.
Things to Do When Researching the Area
To understand daily life in Cartagena, immerse yourself in its rhythm:
- Explore Neighborhoods: Wander the Old Town, visit Bocagrande, and check out quieter areas like Crespo.
- Shop Locally: Browse Mercado Bazurto or local tiendas for groceries and goods.
- Meet Expats & Locals: Join expat groups (e.g., “Cartagena Expats” on Facebook) or attend a cultural event.
- Test Transportation: Ride local buses, try taxis, or walk the compact walled city to gauge mobility.
- Check Services: Visit clinics, pharmacies, and coworking spaces to assess essentials.
- Experience the Vibe: Dine at street food stalls, sip cocktails at a rooftop bar, and enjoy a sunset by the sea.
Top Activities in Cartagena
Cartagena offers a mix of history, culture, and coastal fun. These activities highlight its best features:
- Walled City Tour: Explore the Old Town’s forts, churches, and plazas like Plaza Santo Domingo. Join a walking tour.
- Castillo San Felipe de Barajas: Visit this imposing fortress with panoramic views. Book a guided visit.
- Rosario Islands: Take a boat to these pristine islands for snorkeling and beach time. Reserve a day trip.
- Getsemaní Street Art: Wander this trendy neighborhood’s colorful murals and vibrant nightlife. Plan a stroll.
- Playa Blanca: Relax on this stunning beach on Isla Barú, a short trip away. Book a tour.
- Palenque Cultural Tour: Visit San Basilio de Palenque, a historic Afro-Colombian village. Join a guided trip.
- Sunset at Café del Mar: Sip drinks atop the city walls with ocean views. Plan a visit.
- Cooking Class: Learn to make ceviche or sancocho with a local chef. Book a class.
Click the links above to book your activities and soak in Cartagena’s Caribbean charm!
Banking & Finances
Opening a Bank Account
Banks like Bancolombia, Davivienda, and Banco de Bogotá have branches in Cartagena. Expats typically need a visa (e.g., Migrant or Resident), passport, proof of address, and sometimes proof of income; requirements vary by bank.
Managing Money Internationally
Cartagena’s tourist-driven economy means good access to international financial services, especially in areas like Bocagrande and the Old Town. Many expats use accounts from their home countries and withdraw Colombian pesos (COP) from ATMs, which are abundant in tourist zones and commercial areas like Centro Comercial Plaza Bocagrande. Services like Wise, Charles Schwab, and Capital One offer low-fee transfers and ATM reimbursements, making them popular among expats here. Local digital payment apps like Nequi or Daviplata are also widely used and can be linked to international cards with a Colombian phone number, handy for small transactions at markets or taxis.
Currency & Exchange Rates
The Colombian peso (COP) is the official currency. U.S. dollars are occasionally accepted in tourist areas, but it’s best to exchange money at banks, reputable casas de cambio (common in the Old Town), or withdraw from ATMs for better rates than airports or hotels.
Cost of Living Budget
- Rent: $500–$1,800/month (varies by location—Getsemaní vs. Bocagrande)
- Groceries: $200–$450/month
- Utilities (Electricity, Water, Internet): $60–$150/month
- Transportation (Buses, Taxis): $40–$120/month
- Healthcare (Private Insurance or EPS): $50–$200/month
Final Thoughts
Cartagena offers expats a tropical, historic, and affordable lifestyle with a growing community and endless coastal allure. Visiting beforehand is essential—explore its neighborhoods, test daily routines, and connect with expats to ensure it aligns with your goals. From its colonial streets to its Caribbean beaches, Cartagena could be your ideal expat paradise.
Start Your Journey Today!
Click the affiliate links above to book your stay, plan activities, and take the first step toward your new life in Cartagena!
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. Information may change over time, so always consult local experts, legal professionals, and financial advisors before making decisions about moving to or living in Cartagena.