Puerto Vallarta, a gem on Mexico’s Bahía de Banderas, is a haven for expats craving ocean views, a vibrant cultural scene, and a relaxed yet lively atmosphere. Famous for its cobblestone streets, thriving arts community, and proximity to both mountains and sea, this coastal city offers an affordable and adventurous lifestyle. Whether you’re considering a permanent move or an extended stay, this guide will walk you through everything you need to know—complete with expert tips, accommodation recommendations, and must-do experiences.
Pros and Cons of Living in Puerto Vallarta as an Expat
Pros:
- Natural Beauty: Pristine beaches, lush Sierra Madre mountains, and dramatic sunsets create a postcard-perfect setting.
- Affordable Living: Housing, dining, and services are budget-friendly compared to North American coastal towns.
- Expat Community: A large, established expat population (especially from the U.S. and Canada) makes socializing and settling in easy.
- Mild Climate: Warm weather year-round (75-85°F or 24-29°C) with a dry season (November-May) ideal for outdoor living.
- Cultural Charm: The Romantic Zone and Old Town blend Mexican tradition with modern flair, offering festivals, art, and nightlife.
- Outdoor Activities: Whale watching, snorkeling, hiking, and fishing are readily accessible.
Cons:
- Tourist Crowds: Peak seasons (winter months) bring visitors, crowding beaches and raising some prices.
- Humidity and Rain: The rainy season (June-October) brings high humidity and occasional storms, requiring adjustment.
- Limited Public Transit: Buses are affordable but less extensive; many expats rely on taxis or personal vehicles.
- Language Barrier: English is common in tourist areas, but Spanish is essential for daily life outside those zones.
- Rising Costs: Popularity with expats and retirees has increased real estate and rental prices in desirable areas.
- Hilly Terrain: Some neighborhoods have steep streets, which may challenge those with mobility issues.
How to Research Moving to Puerto Vallarta
Before committing to Puerto Vallarta, visit for at least a couple of weeks to explore its diverse neighborhoods—from the bustling Romantic Zone to quieter areas like Conchas Chinas or Marina Vallarta. This will help you determine if its blend of beach-town charm and expat-friendly amenities suits your lifestyle.
Where to Stay When Researching the Area
Your accommodation choice during a research trip can give you a feel for Puerto Vallarta’s vibe. Here are some options:
- Luxury Stay: Quinta Maria Cortez Boutique Hotel– Oceanfront with outdoor pool, near Conchas Chinas Beach.
- Mid-Range Comfort: Casa Nicole Boutique Hotel – Hotel with a pool and a fitness center, steps from Olas Altas Beach.
- Budget-Friendly: Hostal Vallarta – Affordable lodging near the Malecon, ideal for digital nomads and budget travelers.
- Authentic Experience: Puesta del Sol condominiums – Stay in the historic downtown for a local feel with easy access to the Malecon.
Things to Do When Researching the Area
To understand daily life in Puerto Vallarta, immerse yourself in its rhythm:
- Explore Neighborhoods: Visit the Romantic Zone, Marina Vallarta, and quieter suburbs like Fluvial or Versalles.
- Shop Locally: Check out Mercado Municipal or farmers’ markets for grocery prices and local goods.
- Meet Expats & Locals: Join expat groups (e.g., “Puerto Vallarta Expats” on Facebook) or attend community events.
- Test Transportation: Ride local buses, take taxis, or walk the Malecon to gauge mobility.
- Check Services: Visit clinics, pharmacies, and coworking spaces to assess essentials.
- Experience the Vibe: Dine at beachside palapas, watch a sunset from the Malecon, and attend a local festival.
Top Activities in Puerto Vallarta
Puerto Vallarta is a paradise for nature lovers and culture enthusiasts. These activities highlight its best offerings:
- Downtown Puerto Vallarta Food Tour: .Get acquainted with Puerto Vallarta’s delicious food scene. Join a guided tour.
- Whale Watching: Spot humpback whales (December-April) on a boat tour in Banderas Bay. Book your tour.
- Los Arcos Snorkeling: Explore the underwater world at this marine park near Mismaloya Beach. Reserve a snorkel trip.
- Zona Romántica: Shop, dine, and enjoy nightlife in this charming, bohemian neighborhood. Plan a food tour.
- Sayulita Day Trip: Visit this nearby surf town (an hour away) for a laid-back beach vibe. Book a day trip.
- Marietas Islands: Swim through the Hidden Beach at this UNESCO-protected site. Secure your spot.
- Sierra Madre ATV Adventure: ATV through jungle trails with stunning views. Join a guided tour.
- Art Walk in Old Town: Discover local galleries every Wednesday (October-May). Plan your visit.
Click the links above to book your activities and dive into Puerto Vallarta’s coastal charm!
Banking & Finances
Opening a Bank Account
Banks like Banorte, BBVA, and Santander operate in Puerto Vallarta. Expats typically need a residency visa (Residente Temporal or Permanente), passport, proof of address, and sometimes proof of income to open an account.
Managing Money Internationally
Many expats use international accounts and ATMs to withdraw pesos. Wise, Charles Schwab, and Capital One offer low-fee transfers and ATM reimbursements.
Currency & Exchange Rates
The Mexican peso (MXN) is the official currency, though U.S. dollars are widely accepted in tourist zones. Exchange money at banks or reputable casas de cambio for better rates than airports or hotels.
Cost of Living Budget
- Rent: $500–$1,700/month (varies by location—Romantic Zone vs. outskirts)
- Groceries: $250–$500/month
- Utilities (Electricity, Water, Internet): $50–$150/month
- Transportation (Buses, Taxis, Gas): $40–$150/month
- Healthcare (Private Insurance or IMSS): $50–$250/month
Final Thoughts
Puerto Vallarta offers expats a dreamy coastal lifestyle with a strong sense of community and endless outdoor pursuits. Visiting beforehand is key—explore its neighborhoods, test daily routines, and connect with other expats to ensure it aligns with your goals. From its Pacific sunsets to its lively streets, Puerto Vallarta could be your perfect expat haven.
Start Your Journey Today!
Click the affiliate links above to book your stay, plan activities, and take the first step toward your new life in Puerto Vallarta!
Disclaimer
This guide is for informational purposes only and does not constitute legal, financial, or professional advice. Information may change over time, so always consult local experts, legal professionals, and financial advisors before making decisions about moving to or living in Puerto Vallarta.